15 Secrets Your Health Insurance Company Is Not Telling You

There Are Cheaper Ways to Get Medication

Healthcare providers are often astounded by the greatest and newest medications. But more often than not, these drugs are also expensive. Unless you’re working with a sizable budget, you’ll need to ensure that the meds you’ve been prescribed are necessary before leaving your doctor’s office. There are many times when insurers refuse to pay them outright; other times, they may charge for higher co-pays. But the good news is that over-the-counter and prescription medication will have generic alternatives that are cheaper and just as effective in many cases. So make it a point always to ask the pharmacist or your doctor for any generic counterparts that you can get instead.

If you can’t avoid taking the medication without generic versions, try ordering it through the mail. Most insurance plans have inexpensive mail-order options for their pharmacies. Another trick is to ask your doctors to give you two- or three-month-long prescriptions for medications instead of just one if you have a chronic condition, such as an allergy. This will help you avoid the co-pays.