Don’t Pay Until the Numbers Match
After any medical procedure or appointment, insurance providers generally explain the benefits of the plan to their clients alongside the bills incurred. These pieces of documentation will specify the amount of money owed. In an ideal world, the numbers for both should be identical. And if so, feel free to pay for it. However, it’s relatively common to have discrepancies, and if they don’t match, call your physician’s office and ensure that they billed the insurer correctly. One example is the difference in the rate of procedures. Some medical practitioners may charge more than expected if the operation is done at a different healthcare facility.
While insurers may hold their ground regarding these discrepancies, doctors and hospitals may be easier to talk to. One tip is to seek the assistance of medical advisers where the procedure or appointment occurred and explain the financial troubles you’re under. However, instead of requesting for the bill to be waived in its entirety, ask if you can pay off a specific portion, like fifty or sixty percent. With this approach, you can at least open yourself up to a more manageable payment plan.
